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BFH'B

Bread Financial Holdings, Inc. · Series B · Consumer Finance
Also quoted as: BFH-B, BFHprB, BFH.PRB, BFH-PB, BFHpB
$24.72
last price · 2026-09-14

About this security

BFH'B is a variable-rate non-cumulative perpetual preferred stock issued by Bread Financial Holdings, Inc., grouped under Consumer Finance. $25 liquidation preference, dividend rate currently 12.13% a year (initial rate 8.875%), current yield 12.27%, callable from 2031-12-15.

Bread Financial Holdings, Inc.: Bread Financial Holdings is a U.S.-based financial services company specializing in payment, lending, and savings products for consumers. Its core offerings include private-label and co-brand credit cards issued in partnership with well-known retailers and brands — such as Ulta, Victoria's Secret, Saks Fifth Avenue, Dell Technologies, and the NFL — as well as general-purpose credit cards and installment loan products marketed under the Bread Financial and Bread Pay names. The company serves both large consumer-facing businesses and small- and medium-sized enterprises across sectors including retail, travel, health and beauty, and jewelry. It operates primarily in the U.S. personal credit market, positioning itself around technology-driven credit and savings solutions at consumer scale. Company website

All Bread Financial Holdings, Inc. securities and the issuer profile →

Key Stats ✓ Verified against SEC filing (prospectus linked below)

live page · rendered 18:57:54 UTC · refreshes from the market feed on each visit · last SEC-verified 2026-06-16
Current yield
12.27%
Annual Dividend
$3.0320
Current Rate
12.13%
a year, from the latest dividends
Recent Market Price
$24.72
as of 2026-09-14
Disc/Prem to Par (→ screen)
Capital Appreciation to Par
+$0.28 (+1.1%)
Recent Ex-Date
2026-08-31
Pay Frequency
quarterly
Cumulative
No
Initial Rate
8.875%
Call Date
2031-12-15
Yield to Call
12.41%
Yield to Worst
12.27%
Liq. Preference
$25.00
Maturity
Perpetual
Redeemable
Yes
Convertible
No
Floating Rate
Five-Year U.S. Treasury Rate + % (reset every 5 years on/after First Reset Date Dec 15, 2031)
Pay Dates
March 15, June 15, September 15, December 15
Shares Offered (original)
4,800,000 +720,000 OA
Issued
2026-05-12
Series
B
Alt. Symbology
BFH-B, BFHprB, BFH.PRB, BFH-PB, BFHpB

vs. Consumer Finance (2 issues with a current yield): yield 12.27% vs avg 10.56% · discount -1.1% vs avg -1.8%

Quote

 BFH'B (preferred)BFH (common)
As of 2026-09-14 2026-09-14
Last $24.72 $109.23
Change +0.12 (+0.49%) +2.86 (+2.69%)
Open$24.65$108.65
High / Low $24.73 / $24.64 $109.45 / $106.99
Prev Close$24.60$106.37
Volume20,339469,362
52-Week High / Low $25.68 / $24.45 $114.53 / $53.83

End-of-day closes, dated in the first row. A quote 3 or more trading sessions old is flagged stale, and a stale common quote is withheld. Change and Prev Close compare with the previous session's close. 52-week range based on available history, adjusted for splits. Shares outstanding / market cap require a fundamentals feed (not in current data plan).

Price

BFH'B BFH (common)

Dividend History

Ex-DateAmount / Share
2026-08-31$0.758000

Performance: $10K Calculator

See what an investment in BFH'B would be worth today, dividends reinvested.

Dividends reinvested (DRIP) at the close on each ex-date. Full performance page →

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Prospectus (SEC 424B5)

We are offering depositary shares, each representing a 1/40th ownership interest in a share of our % Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B, par value $0.01 per share (the "Series B Preferred Stock"), with a liquidation preference of $25 per depositary share (equivalent to $1,000 per share of Series B Preferred Stock).

Use of proceeds: Net proceeds will be used by Bread Financial (general corporate purposes; specific dollar amount left blank in the preliminary prospectus).

Full Prospectus (SEC filing) →

Other Securities from Bread Financial Holdings, Inc.

SymbolTypeCouponPriceYield
BFH'A preferred 8.625% 24.41 8.84%

News: Bread Financial Holdings, Inc.

Issuer news via Tiingo, filtered to stories about BFH.

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